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For banks, NBFCs, government departments & ecosystem partners

The distribution and technology partner for India's underserved credit market.

CreditBucket connects your institution to 86 million MSMEs — most without a formal credit history — through a phygital network of 400+ trained facilitators across 1,600+ pincodes, and a technology layer built to deliver approval-ready applications, not just leads.

Already working alongside
State Bank of India Axis Bank HDFC Bank ICICI Bank Bajaj Finserv Shriram Finance Startup India
86M
MSMEs across India
₹25L Cr
Formal credit gap
400+
Trained Samriddh Saathis
1,600+
Pincodes reached
20+
Bank & NBFC relationships
5.0
National Startup Award — Winner
Why partner with CreditBucket

Reach the market you can't reach alone — without building the infrastructure yourself.

Four reasons institutions choose to route credit demand through CreditBucket rather than build last-mile reach from scratch.

01

Reach without branch cost

A live phygital network across 1,600+ pincodes in Bihar, Jharkhand and surrounding states — markets most institutions can't justify a branch for, already built.

02

Technology-assisted pipeline

Our platform combines rule-based checks with machine-learning-assisted screening, so what reaches you is a more complete, better-documented file — not a raw, unscreened lead.

03

Compliance-first, by design

ISO/IEC 27001:2022 and ISO 22301:2019 certified, independently assessed. Consent-based data handling aligned with Account Aggregator and RBI norms.

04

Independently validated

Winner, National Startup Award 5.0 (DPIIT, Govt. of India). Recognised by Startup India and Startup Bihar. Not a self-declared claim — government-certified.

Built for three kinds of partners

Whichever seat you sit in, the value proposition is specific to you.

For Banks & NBFCs

Extend your reach into Tier 2–6 India, without extending your branch network.

  • Access thin-file, underserved borrowers your existing digital and branch channels don't reach
  • Applications arrive pre-screened by a technology layer built specifically for this segment
  • Already integrated into the workflows of 20+ banks and NBFCs, from national banks to specialised NBFCs
  • ISO 27001 / ISO 22301 certified data handling, consent-first at every step
For Government & Public Sector

A recognised, compliant channel for last-mile financial inclusion.

  • DPIIT-recognised under Startup India; recognised by the Department of Industries, Government of Bihar
  • Winner, National Startup Award 5.0 — Community Development Catalyst category
  • The Samriddh Kendra network is physical, verifiable last-mile infrastructure — real outlets, not a pilot deck
  • Directly aligned with MSME formalisation and rural credit access policy objectives
For Corporate & Ecosystem Partners

Plug into distribution and technology infrastructure already live in the market.

  • Technology service provider relationship model, proven with telecom and payments partners
  • Institutional collaboration across incubation, mentorship and innovation ecosystems — IIT Patna, Wadhwani Foundation, B.Hub, Marwar Venture
  • A founder-led team with hands-on rural distribution experience, not just a technology vendor
  • Flexible integration — technology partnership, distribution partnership, or both
How a partnership comes together

Four steps from first conversation to live in your target markets.

1

Connect & assess

We map your target segments and credit policy against our network's reach and current partner mix.

2

Structure the partnership

Technology integration, distribution partnership, or both — scoped to your institution's compliance and workflow requirements.

3

Go live in your markets

Samriddh Saathis in your target pincodes begin sourcing; the technology layer begins routing applications to you.

4

Scale together

Expand into new districts and states as the partnership proves out — the same model built to grow with each institution.

Proof, not promises

Independently recognised at national and state level.

National Startup Award 5.0 — Winner DPIIT · Startup India Recognised Startup Bihar Recognised ISO/IEC 27001:2022 Certified ISO 22301:2019 Certified MSME Idea Hackathon 5.0 — Winner

See full certificates and recognition detail →

The full ecosystem
State Bank of India
Axis Bank
HDFC Bank
ICICI Bank
Bandhan Bank
Bank of Baroda
Canara Bank
Utkarsh Small Finance Bank
Bajaj Finserv
Shriram Finance
Piramal Finance
Muthoot Finance

View the complete lenders & partners directory →

Let's build the next chapter of India's credit access, together.

Whether you're a bank evaluating new distribution channels, a government department exploring financial inclusion partnerships, or a corporate looking to integrate — start with a conversation.

Schedule a partnership call

Tell us a little about your institution and what you're looking to achieve — a real person will respond, not an autoresponder.

Prefer email? Write to us directly at info@creditbucket.in